Forget to mention in the newsletter that I'll be in Salt Lake City this Saturday for a deep dive on acquisitions with two other experts. Eric Hsu, and Chris Barrett and myself will be leading the event, diving deep into the legal, capital, and financial requirements of an M&A deal. The full details can be found here. Please RSVP if you can make it! ​Click here to RSVP​ ​ 📩 Need Help Structuring Your SBA Financing? Contact Pioneer Capital Advisory LLC at matthias@pioneercap.com to discuss your deal. Stay informed, stay compliant, and keep closing deals! ​ Thanks for reading! Feel free to reply directly to this email with any questions or thoughts. |
SBA Opens the Door for Cross-Market Expansion Acquisitions The U.S. Small Business Administration quietly issued one of its most consequential updates of the year in Procedural Notice 5000-872764, effective September 30, 2025 - and it’s a win for business buyers and operators pursuing multi-market growth strategies. Historically, SBA rules required that an “expansion” acquisition take place within the same geographic area as the buyer’s existing business to qualify as an expansion rather than...
Quick update before we dive in – we've been busy! 35 clients, 36 closed acquisitions, nearly $82 million in SBA financing so far this year. Pretty wild to think about all those entrepreneurs who are now business owners thanks to some smart deal structuring and a lot of hard work. We're also adding another M&A Financial Analyst to the team in October, bringing us to nine people. Not just because we're swamped (though we are), but because we want to keep giving every deal the attention it...
Hey there, deal hunters! With less than 100 days left in 2025, I wanted to share some real talk about closing SBA-financed acquisitions before the ball drops. If you're serious about getting a deal done this year, we need to chat about timing, because the window is getting tight - but it's absolutely still doable. Let's Talk Timeline Reality Here's the deal: Once your SBA loan hits underwriting at the bank, you're looking at 8-10 weeks to get to the closing table. That's just the reality of...